Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.
Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!
The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.
Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.
With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.
Wood Dale Chicago prom limo .. Lockport Chicago limo O’HareBuy or Adopt - That is the question.If you intend... Read More
This has been one of the most rewarding adventures I... Read More
A former coworker has a dog that had begun itching... Read More
Looking for some quick Rottweiler dog facts? Here's a quick... Read More
Boy or Girl?How can you tell whether your Goldfish is... Read More
Because your dog lives with humans, he's going to have... Read More
There seems to be an alarming trend to have cats... Read More
Unfortunately, accidents can - and DO happen, so it's always... Read More
Keeping a fish tank is a wonderful and relaxing hobby,... Read More
Got a mischevious mutt on your hands? Then you may... Read More
As you likely know already, horses have at least 10... Read More
When I had a Toy Poodle, I used a small... Read More
There are thousands of local and online Pet Stores but... Read More
Dogs and kids, it's a combination that at it's best... Read More
Cryptorchidism is peculiar to male dogs and a condition present... Read More
If the "tweet, tweet" of little beaks is in your... Read More
A pet can be as important a member of the... Read More
For all pet owners, regular monitoring and "examinations" of your... Read More
Many people think cats are asocial, but in fact they... Read More
Do you have a home robotic vacuum cleaner? They are... Read More
Every month I am approached by dog owners of my... Read More
This is an old saying that many of us have... Read More
Most of the diseases that threaten goldfish can be cured.... Read More
We have a long history with domesticated animals and even... Read More
There are three important litter box considerations to account for... Read More
Antigo wedding limo ..The wearing of charms dates back to 400 or 500... Read More
Lots of folks are picky about their vet, and for... Read More
We all know that good food, a loving home and... Read More
I have had Goldens and Black Labs for many years,... Read More
Dog training is definitely not rocket science and is easier... Read More
So you're bringing home that cute little puppy from the... Read More
Whoever coined the phrase, "It's a Dog's Life" wasn't familiar... Read More
The information in this article is based on the successful... Read More
Lovebirds are so named from the way they sit close... Read More
Here are 5 things to do to put the odds... Read More
Goldfish care is critical for the health of your goldfish.... Read More
The cat population is astronomical. Most experts agree that average... Read More
Keeping a fish tank is a wonderful and relaxing hobby,... Read More
Many people consider their dog to be part of their... Read More
Our dogs are now, more than ever, a very important... Read More
Just as humans allergies can show up as a sneeze... Read More
Incredible advances in veterinary medicine are making it possible for... Read More
Breeding tropical fish can be a lot of fun. Try... Read More
Have you ever held any Westie puppies? These tiny creatures... Read More
Shock CollarsAre you at a loss as to whether or... Read More
The first dog trick that is generally taught a dog... Read More
A German Shepherd puppy can become a very welcome member... Read More
Puppies have a natural instinct inside that causes them to... Read More
Chocolate. Who can resist it?Your dogs health depends on it!... Read More
Whether purely for looks or for a bird's home, bird... Read More
Pet |