What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys. However, for me, I find little value in the things around me.
When I was a teenager, things were my identity. However, as I have gotten older and through one situation or another I have learned to separate myself from the items in my home. Let me give you an example; quite a few years ago I was given a leather jacket, I always wanted one because I thought they were cool and thus, I would be cool. I got it and I loved, I loved it so much I rarely wore it for fear of losing it or ruining it beyond repair. I wanted it to stay 'new' and always carry that memory I had of when I first received it and the person who gave it to me. As the years passed and I was in some hard times, I needed money for necessities and didn't know what to do, until I saw the jacket in the closet in all it's shiny newness and cleanliness. "I could get some money for that", I thought. I proceeded to take it to the pawnshop (this was before eBay) and get A LOT less than what in my mind it was worth to me. It killed me to take that jacket in, but I had to and to do it, I had to distance myself from the experience so I could get it done. And surprisingly, I still have the memory of receiving that jacket with no loss of value in my mind.
Since that time, through losses of one thing or another, I learned that my own self worth or value isn't based on what I have around me. A side note: I in NO way think I am superior than the woman that drives the jag to her 5 bedroom home, in fact I hope she is happy with her station in life and I wish her well. But for me, I will never aspire to that.
I guess when it comes down to being frugal or not, the question needs to be asked, "Does this fulfill me?" For myself less is more in my world; less to worry about, less to find space for, less to keep up. But, again, that's not everyone's cup of tea. Your level of tolerance for less may be higher than mine. I could easily whittle down my needs and wants, throw them in the car and go. That is how little I really need, besides a roof over my head and a steady stream of income.
Frugal living isn't a dreary task, I think we need to reward ourselves here and there. My luxury is going to the movies and seeing the blockbuster action movies and dramas. But doing that regularly would no longer be a treat but become a necessity if I could think up enough excuses.
Frugality in my opinion is also about moderation. Moderation is key no matter if I am eating, drinking, watching TV, going to movies or exercising. Excess is what happens when I stop controlling my life and let something else run it. It's about keeping things in check, whether it's my reasoning for buying and item or getting caught up in the good feeling a TV commercial gives me. (By the way, I have never gotten good cell phone service in the boonies like the ads show!)
Frugal living is temporary for some until they get back on their feet, for others it is a day to day necessity for who knows how long and for myself and others it is a voluntary decision, wherever you fit in there.
Dawn Cadwell continues to live a frugal, simple life as much as possible, learning as she goes. frugal for life.com is a free resource to those in need,curious or just looking for a few tips. Thank you for your time.
Copyright ? 2005 ? Dawn Cadwell. All rights reserved. E-mail notice of intent to publish is appreciated but not required: Frugalforlife(at)Gmail(dot)com
Wood Dale Chicago prom limo .. Lockport Chicago limo O’HareMost Americans have been brought up to be concerned about... Read More
Sticking to a budget can be difficult, but with so... Read More
We have heard a lot about consumers' personal information getting... Read More
If you're like most people, your personal financial records are... Read More
I have been a loyal user of Quicken(R) for more... Read More
**If it's Spam, it's a Scam!- If it sounds too... Read More
There is a new bill that is being passes, it... Read More
1. Don't focus on your finances.The reason most people get... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
On the other hand, there are those people who are... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
The Prudential has dubbed those who refuse to leave home... Read More
If you, like most people, have not seriously considered what... Read More
Does it feel like you have to be Sherlock Holmes... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
Things are so expensive these days. We seem to be... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
One universal of humanity, no matter who you are or... Read More
Have you ever stopped to think about how your "mood"... Read More
As a parent you are bound to face a few... Read More
In this age of information, keeping track of your finances... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
It is estimated that we, as consumers, waste an average... Read More
We live in a crazy world. Someone ought to sell... Read More
If you've been to a shopping mall lately, you've probably... Read More
Antigo wedding limo ..My personal opinion is that in today's new economy, it... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
You've decided you want a bigger, better and more desirable... Read More
Saving may seem easier if you were saving for a... Read More
1. If you have your haircut every 3 weeks, try... Read More
With prices increasing all the time, saving money can be... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
Just about everyone has a checking account. Checks present easy... Read More
Here are some tips that can help you save money... Read More
Everyone needs to maintain their lives. What I mean by... Read More
You have probably accomplished a great deal with your life.... Read More
This investment retirement account (IRA) is useful to you as... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
Now that we are in the month of June I... Read More
We have heard a lot about consumers' personal information getting... Read More
Have you seen the recent article on a new "green"... Read More
Have you ever thought about what you are going to... Read More
Now there are ways to save money in the grocery... Read More
It is widely written that you need 75% of your... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Saving for a Down Payment is hard work, so it's... Read More
Your food budget is the most flexible area of your... Read More
For me, the most terrible time of each month is... Read More
Good money management needn't be difficult. In fact, there a... Read More
Each of us knows how to spend money, but do... Read More
Personal Finance |