Home
>
Personal Finance
>
Single Mother Resources Directs You Towards Success

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.

If you are a single mother trying to successfully raise your children you are among the many. There are a vast number of women that successfully raise their children. However there is also a great number of single mother's that must bear the burden of covering their own costs as well as their child's, all on one income. Whether you are working full time or going to school to better your education you have to make sure your child has proper care after school lets out or during the day while you are away. Whether this proper care is day care or a babysitter, they all come with costs. Many households today are faced with debt so it's not a surprise to see single parents in debt. With the stress of everyday life, it's important to not let your debt be ignored. Managing your debt right away is the first step, which is followed by finding out ways to reduce your expenses and paying the rest off. Answers to your questions and concerns about financial issues can all be found at the Single Mother Resources website.

There are many things you can do to make sure you stay out of debt or get out of debt fast. According to many sources along with singlemotherresources budgeting is a key factor in helping so many people get out of debt and stay out of debt. The core of budgeting is for you as a single mother to see your monthly spending needs and habits. The purpose of a budget allows you to track your personal cash flow. Your personal cash flow is how much money comes in and how much goes out. Once you make a list you are going to realize that you have a lot more money going out then coming in especially on unnecessary goods such as impulse buys at the grocery store checkout, or items that your children want. Instead of giving in and giving your child what he or she is asking for, it's best to tell them the truth that you can't afford it right now. Suggest that your child starts or continues doing weekly chores and in return you will give them a small allowance where they can save up for something they want. This way it will take the burden off of you each time they ask for something. Once they save up enough money they can buy it themselves and then feel as if they earned it.

As for yourself and your expenses you need to make a monthly budget and follow it. You need to have the will power to control yourself from buying unnecessary items at the grocery store or taking your children to the latest movie. Go see a matinee film instead where prices are lowered, and eat before going to the grocery store so you won't want to buy everything in site. Set financial goals for yourself and keep track of what you are spending. This way if you know Girl Scout dues are coming up, you can set a goal to put that money aside where you might have spent it on something else otherwise. Also by keeping track of what you are spending you might come to some realizations such as what you buy at the grocery store. Name brand products are just as good as generic minus the name so it's worth buying generic products; you'll be surprised in how much you save. Let your children be involved with budgeting as well. Have them make a list of chores they do and how much money they receive in return. They will see how hard work pays off. Keep in mind that owning something that you worked hard for creates something that no one can take away from you which is your pride.

Before you know it, you will be on your way to being a debt free mom and able to treat your children to something special. But remember, it's going to be difficult at first and you'll want to give in or give up, but in it's all worth it in the end. Single Mother Resources will help guide you to become a debt free mom as well as a successful mom in teaching your kids a valuable lesson in life; hard work pays off.

Kelly K specializes in advising young mums on personal budgeting and has long authored educational and support pieces for women and single mothers. Kelly is a contributing author and editor to a variety of international and domestic web sites, and free newsletters.

Brookfield limo Midway .. Lockport Chicago limo O’Hare

In The News:

A startup claims to have developed the world's first entirely artificial intelligence-designed and 3D-printed shoe, the brainchild of a 25-year-old.

Creating an email alias can help clean up your inbox by organizing emails based on purpose, like creating different aliases for shopping, newsletters and work.

A multipurpose robotic system promises to transform how items are stacked onto pallets, aiming to maximize space utilization and reduce shipping costs.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

The number of people affected by a UnitedHealth data breach in February 2024 was actually higher than previously reported and was the largest medical data breach in U.S. history.

A phishing campaign uses Google Calendar to schedule fake meeting invitations that appear legitimate, redirecting targets to phishing sites.

Toll road text scam: Fake messages claim unpaid fees, seek payment via fraudulent links. Kurt “CyberGuy" Knutsson says this scam is becoming increasingly sophisticated and widespread.

Kurt “CyberGuy" Knutsson says these steps ensure that your friends and family get to the exact moment you want them to see. Try it out and streamline your sharing experience.

Tech expert Kurt “CyberGuy" Knutsson offers tips on how to protect your identity: Be vigilant, monitor accounts, use smart security, know theft response.

Tech expert Kurt “CyberGuy" Knutsson says cybercriminals are exploiting iMessage phishing protection, tricking users to reactivate links.

It's hard to imagine life without in-flight Wi-Fi these days – but sky-high web surfing comes with its own set of privacy concerns. Here's how to protect yourself.

Over 400,000 cases of credit card fraud were reported in 2024 to the Federal Trade Commission. The CyberGuy explains how to protect against becoming another victim.

A nondescript metal box transforms into a fully functional electric motorcycle that blurs the line between vehicle and urban infrastructure.

Many apps unrelated to location still ask users for tracking permission, and Texas Attorney General Ken Paxton has filed a lawsuit seeking to end this alleged practice by Allstate.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Melody, the artificial intelligence-powered robot, is life-sized and represents a move toward creating robots that resemble people in appearance and interaction.

Here are five easy smartphone rules from the National Security Agency that you can follow to better protect your mobile device from hackers and scammers.

A U.S. robotics company has developed "Jennie," a robotic pet powered by artificial intelligence that's designed to comfort those facing mental health challenges.

Healthcare records for more than 184 million Americans were breached in 2024, but you can take steps to minimize that risk. Kurt the CyberGuy explains.

The Skyrider X1 from Rictor claims to be the "first amphibious flying passenger motorcycle," and it combines land and air travel in one sleek design.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Home inventory and restoration apps help itemize and track every item in your home in the event you have to make an insurance claim after a natural disaster.

The White House launched a new cybersecurity safety label, the U.S. Cyber Trust Mark, intended to help consumers make informed decisions on smart device safety.

Today's tech can help make life so much easier — if you know how to use it. Here are a few tips on the quickest and best ways to make your phone, laptop and other devices work for you.

Tech expert Kurt “CyberGuy" Knutsson offers Windows 11 restart fixes: Update drivers, run system scans and check hardware.

Single Mother Resources Directs You Towards Success

Personal Finance