Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the perfect money saving opportunity for practically every household!

Especially with today's energy crisis so prevalent throughout many of the states, you've probably heard this term - conservation.

Guess what, conservation really means "using less". Using less energy, means you are spending less money. Inevitably, conservation goes hand in hand with saving money.

We sometimes lose sight of the fact that the water, gas and electricity we use in our homes, always comes back to us in the form of a lovely bill. Use the tips below and you may be surprised to find yourself saving $1000 or more every year.

ELECTRIC
~~~~~~~~~

* Fans can really cool a house in warmer months if set up properly. Ideally, you want to set up fans to draw in cool air (shady side of house) and circulate into the warmer areas.

* Get in the habit of turning off ALL lights and appliances that are not being used. You'll be surprised at how quickly the energy savings will add up.

* TURN THE TV OFF! Did you know that leaving the television on is the number one electricity waster in the world? When everyone is finished watching television, especially before going to sleep, turn it off.

* Replace all "non-reading" lights with lower wattage light bulbs or possibly the new "energy plus" bulbs for even more savings over time.

* Get in the habit of hanging your clothes to dry, possibly on a clothesline in a bathroom.

* Insulate! Insulate! Insulate! our number one money saving tip! Check the weather stripping around doors and windows. Caulk or foam insulate any place where outside air has a chance to get in. Don't forget to insulate your attic floor with either "roll" or "loose-fill" insulation.

* Long Term - Install ceiling fans throughout the house. You can then start decrease A/C usage and during winter months, the fans will help circulate warm air throughout the house.

* Long Term - Plant tall shrubs and brushes. Not only will this beautify your property, but also shade your home causing less need for the A/C in summer months and help block out harsh winds in colder months.

WATER
~~~~~~~

* Check to make sure none of the faucets & spigots in your household are leaking/dripping. A slow dripping faucet can accumulate over two gallons per hour.

* When watering the garden, set a schedule and try to water in the early morning hours to help minimize evaporation (between 6am-8am)

* Avoid taking baths and long showers.

* Leave the faucet OFF when you are brushing your teeth or shaving. Only turn it on when needed.

* If you must wash your car at home, only turn on the hose when you're rinsing.

GAS
~~~~

* During winter months, light a fire for warmth instead of using the central heating unit. Wood is still cheaper than gas. * check and make sure fireplace is working properly

* Wear seasonal appropriate clothing around the house. Get used to wearing sweaters and pants during winter months. You'll find that you won't need to turn the heat up as high.

* Lower the temperature on your gas water heater. You really don't need water heated up to 180 degrees. Lower it a bit and save.

* Turn off stove and oven a few minutes before time is up. Residual heat will finish the job perfectly.

PHONE
~~~~~~~

* Compare the prices of various long distance providers and ask the representative which plan provides you the greatest savings based on your calling history. With all the long distance companies on the market, don't be afraid to change to one that's more appropriate for you.

* Get used to email and the Internet! It costs little to nothing to use, and now with instant chatting services like Yahoo Messenger, here's the perfect money saving opportunity.

* Find a good reason to have people call you. You can even come up with a good excuse for them to "call you back".

HAVE A FAMILY? MAKE A GAME
~~~~~~~~~~~~~~~~~~~~~~~~

If you have a family, turn this utility saving exercise into a GAME! Make some type of 'agreement' with all the family members where the savings accumulated each month will be put into a 'savings jar'. Then after six months or a years time, a nice vacation can be arranged.

Sit down with everyone when the bills come and compare the savings from month to month. Not only can this be an educational experience for your children, but it's the perfect opportunity to get the whole family involved working towards a goal.

Gregory Thomas, editor of http://www.savingsecrets.com - has written hundreds of effective money-saving tips, strategies, and articles over the past 6 years. Visit their website and you'll find FREE money-saving articles, a monthly newsletter, and even a FREE Ebook download just for stopping by!

Batchtown Chicago prom limo .. Lockport Chicago limo O’Hare
In The News:

A virtual private network can help ensure your information remains security and your privacy remains intact. Kurt the CyberGuy explains.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
Artificial intelligence-based cameras are giving air defense operators unprecedented capabilities in monitoring and protecting airspace.
Apple's iOS 18.1 Inactivity Reboot automatically reboots your iPhone if it hasn't been used or unlocked for more than three days, providing better data protection.
An inventor designed rooftop solar panels for a Tesla that draws solar energy while the car is parked, adding travel mileage without plugging in.
There are currently no laws governing what artificial intelligence can and cannot do with the information it gathers; here are 10 things to avoid telling AI chatbots to keep yourself safe.
A credit union with over 240,000 members recently revealed it was targeted by cybercriminals, resulting in a data breach that was part of a two-month attack by hackers.
Scammers have become skilled at creating convincing fake websites that can easily fool unsuspecting users. The CyberGuy offers tips to protect yourself.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
CAPTCHAs, which are used by websites to confirm whether users are people or bots, are harmless, but hackers are using them to infect PCs with malware.
Hackers recently leaked personal information of about 500,000 Americans and stole patient medical records that included lab results and insurance details.
The holiday season sees a rise in mobile shopping scams. Tech expert Kurt “CyberGuy" Knutsson helps you learn how to stay safe.
Tech expert Kurt “CyberGuy" Knutsson says a VPN enhances online banking security by encrypting data and protecting privacy.
Beware of these six sneaky holiday scams. Tech expert Kurt “CyberGuy" Knutsson gives you tips to avoid falling victim.
Tech expert Kurt “CyberGuy" Knutsson reveals how to securely back up and factory reset your Android to protect your privacy and data.
Artificial intelligence is making life easier for cybercriminals, allowing them to create elaborate scams to trick people. Kurt the Cyberguy explains how to protect yourself.
Cut through all the digital clutter and delete multiple emails from your Android simultaneously. Kurt the CyberGuy explains how it's done.
Tips to prevent your holiday decorations from being stolen
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
Kurt "CyberGuy" Knutsson lays out the immediate steps you should take if your phone has been hacked and your personal information becomes vulnerable.
Fraudsters are sending people bogus invoices through PayPal as part of a sneaky scam that is going around; here's how to protect yourself from being fooled.
A former Colgate-Palmolive employee was shocked to discover $750,000 had been drained from her 401(k) account. "CyberGuy" offers tips on how to prevent identity theft.
Electric vehicle maker Harbinger recently showed its electric delivery truck can handle icy roads with agility and stability in winter.
To make the busiest time of year more manageable, here are some tricks for tracking your packages, taking quality family photos and curating the perfect Christmas playlist.
Kurt "CyberGuy" Knutsson explains how to keep your online Amazon gift purchases a secret from loved ones or friends this holiday season.

How To Get Ahead On A Low Income

Do you struggle from week to week trying to make... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your... Read More

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail

Budgeting. It's a word we're all familiar with. Everyone knows... Read More

Budgeting is Bothersome

It doesn't take much for you to get behind on... Read More

Budgeting Made Easy

Well, dang! From what I've heard and read, it looks... Read More

Are You Ready To Be Fired?

Your boss has just informed you that your department is... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in... Read More

Avoiding A Nightmare On Renovation Street

You've decided you want a bigger, better and more desirable... Read More

Benefits of Personal Finance Software

In this age of information, keeping track of your finances... Read More

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few... Read More

Bankruptcy Chapters Explained

Chapter 7The potential chapter 7 debtor should understand that a... Read More

Is There A Retirement Crisis?

When people speak about the increasing age expectancies, they generally... Read More

A Quck Lesson in Saving Money

Did you have a piggy bank when you were a... Read More

Estate Planning Basics

You have probably accomplished a great deal with your life.... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money... Read More

First Checking Account ? When is it Time?

We all know that money doesn't grow on trees, but... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

Can You Afford Not To Look After Your Personal Finances?

Investing is a subject a lot of people don't want... Read More

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read... Read More

Save Money on Gas

Gas prices have soared to unimaginable heights of late. Since... Read More

Photo Checks ? A Great Alternative in Checking

It's the little things in life that make it interesting.... Read More

The Joys of Address Labels

Address labels are many things to many different people. If... Read More

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image... Read More

Vacations Made Easy: Buying a Florida Investment Property

Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More

shuttle from Midway Munster are ..