Check Facts and Figures

Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year. In fact in the United States most consumers use checks to handle payment transactions.

Want to convince your friends and family of the benefits of check writing? Consider the following check writing trivia:

  • Deluxe? checks provide international checking supplies. The company produces more checks than any other international check printer.
  • Deluxe? checks led the movement to create picture checks and direct market checks.
  • Americans write more than 42.5 billion checks every year.
  • Some believe an Ancient Roman first came on the idea of check writing, though it didn't become popular until the late 1600s.
  • Europeans wrote the first official checks during the 1650s.
  • In the United States checks are among the most popular form of payment, above credit cards.
  • People write roughly 450 million "bad checks" or checks that bounce every year.
  • Counterfeiting money and checks used to be a treasonous crime. Officials could sentence someone to death for it.
  • 1/3 of all money currency circulating during the Civil War was fake
  • Check writing didn't become popular in the United States until after the 1800s.
  • Deluxe? uses a proprietary or unique technology to print checks.
  • 60 percent of all transactions not paid for with cash are paid by check.
  • Consumers are 65 percent more likely to use checks than other forms of electronic payments.
  • The number of checks used by Americans is increasing. In recent years check use rose 54 percent alone.
  • More than 39 trillion dollars in payments are made every year with checks, compared to just 7 trillion for other forms of payment.

As you can see, writing checks is a favorite past time. No matter what check you prefer, whether cheap personal checks, top stub checks, side tear or cheap checks in general, rest assured check writing is not likely to die out any time soon.

Within the United States, check writing is more common than elsewhere. Check use is increasing in the United States. Nearly 84 percent of payment transactions in the United States come in the form of check payments.

Checks and Technology

As times have changed so too have check writing companies. Companies are adapting their processes and checks to keep up with the times. Companies like Quicken? checks and Quickbooks? checks constantly update their check technology. Even though society is becoming more and more paperless, check producing companies still find a high demand for paper checks exist.

Technology now allows consumers to verify checks over the phone at the point of sale. Most checks are now verified at this point. Check electronification is also becoming more popular. This process allows payees to scan a check at the point of sale, thus reducing fraud and allowing banks to process payment faster.

Reasons to Use Checks

Checks have many advantages over other forms of payment. Quicken? checks and Quickbooks? checks allow easy payroll processing and payment for business debts. The Federal Reserve Bank found in Chicago recently conducted a study that showed that 90 percent of Americans use checking accounts. This is partly because checks are still the most widely accepted form of payment. They are also low in cost and allow consumers control over the timing of every payment made.

Consumers often find check writing convenient. Consumers can use checks to pay over the phone, online and in person. Checks can be cashed at many locations for easy access to funds without the hassle of remembering PIN numbers or other privacy information. Checks also provide a brilliant way to express your personality and have a little fun when paying off debts.

Quicken? and Quickbooks? are especially useful for home business or small business owners who want a printed check that looks professional. These checks correlate with the matching accounting software to help you manage your finances.

Checks also provide consumers with added security. Most checks today are built with certain security features making them difficult to copy. Keeping track of your checks and check registry will alert you to any problems with your checks long before they arise. The good news is you can usually stop payment on any checks that might mysteriously wander away. Now gather your closest friends together for a game of check trivia!

About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, cheap checks, and cheap checks.

Batchtown Chicago prom limo .. Lockport Chicago limo O’Hare
In The News:

A virtual private network can help ensure your information remains security and your privacy remains intact. Kurt the CyberGuy explains.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
Artificial intelligence-based cameras are giving air defense operators unprecedented capabilities in monitoring and protecting airspace.
Apple's iOS 18.1 Inactivity Reboot automatically reboots your iPhone if it hasn't been used or unlocked for more than three days, providing better data protection.
An inventor designed rooftop solar panels for a Tesla that draws solar energy while the car is parked, adding travel mileage without plugging in.
There are currently no laws governing what artificial intelligence can and cannot do with the information it gathers; here are 10 things to avoid telling AI chatbots to keep yourself safe.
A credit union with over 240,000 members recently revealed it was targeted by cybercriminals, resulting in a data breach that was part of a two-month attack by hackers.
Scammers have become skilled at creating convincing fake websites that can easily fool unsuspecting users. The CyberGuy offers tips to protect yourself.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
CAPTCHAs, which are used by websites to confirm whether users are people or bots, are harmless, but hackers are using them to infect PCs with malware.
Hackers recently leaked personal information of about 500,000 Americans and stole patient medical records that included lab results and insurance details.
The holiday season sees a rise in mobile shopping scams. Tech expert Kurt “CyberGuy" Knutsson helps you learn how to stay safe.
Tech expert Kurt “CyberGuy" Knutsson says a VPN enhances online banking security by encrypting data and protecting privacy.
Beware of these six sneaky holiday scams. Tech expert Kurt “CyberGuy" Knutsson gives you tips to avoid falling victim.
Tech expert Kurt “CyberGuy" Knutsson reveals how to securely back up and factory reset your Android to protect your privacy and data.
Artificial intelligence is making life easier for cybercriminals, allowing them to create elaborate scams to trick people. Kurt the Cyberguy explains how to protect yourself.
Cut through all the digital clutter and delete multiple emails from your Android simultaneously. Kurt the CyberGuy explains how it's done.
Tips to prevent your holiday decorations from being stolen
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
Kurt "CyberGuy" Knutsson lays out the immediate steps you should take if your phone has been hacked and your personal information becomes vulnerable.
Fraudsters are sending people bogus invoices through PayPal as part of a sneaky scam that is going around; here's how to protect yourself from being fooled.
A former Colgate-Palmolive employee was shocked to discover $750,000 had been drained from her 401(k) account. "CyberGuy" offers tips on how to prevent identity theft.
Electric vehicle maker Harbinger recently showed its electric delivery truck can handle icy roads with agility and stability in winter.
To make the busiest time of year more manageable, here are some tricks for tracking your packages, taking quality family photos and curating the perfect Christmas playlist.
Kurt "CyberGuy" Knutsson explains how to keep your online Amazon gift purchases a secret from loved ones or friends this holiday season.

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read... Read More

Understanding and Controlling Your Finances

Have you ever wondered what it would be like to... Read More

Vesting and Your 401(k)

Do you have a 401(k) retirement account? Are you vested... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or... Read More

10 Money-Saving Tips

1. If you have your haircut every 3 weeks, try... Read More

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more... Read More

Family Money Management: The Importance of Agreement

Are you having problems with debt? Are you afraid to... Read More

Risky Business: You May Not be as Daring as You Think

I thought I was through with exams when I finished... Read More

Portfolio Planning can Lead to Irreconcilable Differences

The judge had to ask the question, and we had... Read More

The Wonderful World Of Address Labels

Ever wonder where address labels come from? Avery? is perhaps... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money... Read More

Budgeting Tips to Save Real Money

Sticking to a budget can be difficult, but with so... Read More

What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

Top 10 Ways Managing Your Money Is Just Like Riding a Bike

An avid cyclist and bike racing fan, I sit transfixed... Read More

What Happens if You Die Without Making a Will

If you die without making a Will in the UK,... Read More

Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?

We have heard a lot about consumers' personal information getting... Read More

Personal Checks ? Extreme Benefits

Millions of people have a checking account and many people... Read More

The Origins of Check Writing

People haven't always written checks to buy goods and services.... Read More

If I Had a Structured Settlement, I Would Use It to Pay for Gas

Has anyone been to the gas pumps lately? Soon $3... Read More

Can You Afford Not To Look After Your Personal Finances?

Investing is a subject a lot of people don't want... Read More

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image... Read More

What is ChexSystems?

Commonly referred to as the first of the three major... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

shuttle from Midway Munster are ..