Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. Now drive down the road a few blocks and you'll probably see yet another bank on the corner. With all the banks to choose from these days, it can be too much. How do you know who is reputable and what will serve your purposes?

It's actually very simple. Make a list of what you want from a bank and choose only two or three of the ones you've heard good things about. Banks are often places that your friends and families will have strong opinions about- so listen to them. If they rave about one and rant about another, you will know where to stay away from. Make sure to take their advice with a grain of salt though, so you don't sign up right away. First, you need to find out all that they offer so you can make an informed decision.

Enrolling with a bank may not seem like a big decision, but it is. Think about it, changing banks is not something people want to do often. And it's not something that is particularly easy or fun to do. You'll want to start with a good bank and stay with them for many years - if not for the rest of your life. You'll probably be using a debit card, credit card, loan and various other services with your bank, so choose wisely.

Inquire from the banks you're choosing between if they offer free checking, what their policy on over-drafting is, how they handle lost/stolen cards, what happens if you have unauthorized charges appear and so on. Talk to them about saving/checking accounts and the fees they charge. Get lots of information to take home with you so you can read it throroghly.

Many will have pamphlets to give you, so take all the ones that interest you. You will also want to find out how many locations they have and where all their ATM's are. Convenience is key with banks since you won't want to have to drive all over town to withdraw cash or deposit checks. If you're considering a start-up bank that doesn't have too many locations yet- make sure you won't be traveling around much just because you won't have access to a bank.

The best thing you can do when choosing between banks is to get all the information you possibly can and then decide which one to go with. This way you'll get the best deals and you'll know what to expect and not expect from your banking institution.

The author has been in the banking industry for 30 years. Her purpose is to help people to manage their money with ease and peace of mind.

Carol Sue Blanchard is passionate about banks and is the webmaster of fen banks

executive chauffeured services Bradford .. Madison to Airport car
In The News:

Getting virus alerts on your iPhone? Tech expert Kurt “CyberGuy" Knutsson helps you learn how to handle fake scam alerts and boost security.
Tech expert Kurt “CyberGuy" Knutsson says opening emails is safe, but risks arise from interacting with links, attachments or HTML content.
Tech expert Kurt “CyberGuy" Knutsson reveals four signs of compromised Social Security numbers and offers five steps to protect yourself.
Tech expert Kurt “CyberGuy" Knutsson discusses how MAB Robotics' Honey Badger 4.0, a versatile robot, now walks underwater with amphibious skills.
An updated Android trojan called FakeCall hijacks bank calls. Tech expert Kurt “CyberGuy" Knutsson says Android phone manufacturers and Google need to step up their game on security.
The Massimo Modular E9 is a sleek, smart and comfy tiny home in 409 square feet. Tech expert Kurt “CyberGuy" Knutsson takes a closer look at what the future of housing might look like.
Every stock trader should consider a virtual private network to safeguard their trading, according to tech guru Kurt "CyberGuy" Knutsson.
Apple recently announced its new lineup of Macs and rolled out Apple Intelligence, its latest artificial intelligence-powered feature for its products.
A Swiss-engineered robot can climb ladders, showing why it's at the cutting edge of autonomous robotic solutions for harsh industrial settings.
Kurt "CyberGuy" Knutsson presents the cities targeted most by robocalls, why this is happening and what you can do about it to protect your privacy.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents
Kurt "CyberGuy" Knutsson shares tips and suggestions for how to get the best use out of the updated Calendar app available with the latest iOS update.
Your Social Security number, your unique identifier used for many purposes, has likely been leaked on the Dark Web; here are some steps you can take to protect yourself.
Researchers have developed a new technology that creates strong, sticky fibers capable of lifting objects and capturing things from a distance.
Smart rings track the same things that smartwatches do, including steps, sleep and a general overview of your overall health, and they tend have more battery life than smartwatches.
Researchers have developed a robotic finger that can perform routine medical exams like those conducted by doctors, helping to address the growing shortage of trained professionals.
Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.
Insurance administrative services company Landmark Admin reported that a data breach from a May cyberattack affected over 800,000 people.
Sotheby's will auction the first artwork created by Ai-Da, the world's first robot artist created in 2019 by British gallerist Aidan Meller.
More than 250 million users of the Verizon Messages app will have to switch to another app. Verizon is shutting down Messages in the next month.
Tech expert Kurt “CyberGuy" Knutsson provides a list of 10 celebrities who are the most targeted by deepfake scams, including Tom Hanks.
Tech expert Kurt “CyberGuy" Knutsson discusses how Vast's Haven-1, launching in 2025, transforms space living with human-centric design.
UnitedHealth confirms over 100 million Change Healthcare users had their data stolen. Kurt “CyberGuy" Knutsson reveals what happened and what caused the breach.
Tech expert Kurt “CyberGuy" Knutsson explains how iOS 18 brings new text formatting and animated effects to the Messages app.
Whether you're a social media veteran or novice, Facebook friend request scams are common. Kurt the CyberGuy provides tips to keep your account safe.

Improving Your Financial Position

If you want money you need to learn how to... Read More

How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very... Read More

Personal Checks ? Extreme Benefits

Millions of people have a checking account and many people... Read More

What is ChexSystems?

Commonly referred to as the first of the three major... Read More

UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities

With almost two thirds of university entrants from England and... Read More

Budgeting the Key to being Financially Stable

Single Mother's in need of Financial GuidanceBudgeting is key to... Read More

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few... Read More

Budgeting Your Way to Financial Freedom

Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read... Read More

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes... Read More

Your Dry Cleaner?s Double Standard

Women are charged more for dry cleaning services. Don't fume,... Read More

Budgeting Before Buying

With interest rates being at an all-time low, I can... Read More

Whats The Truth Behind Your Finances?

Between 15 - 20% of people in our country (UK)... Read More

Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money... Read More

Is There A Retirement Crisis?

When people speak about the increasing age expectancies, they generally... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

College Expenses: Seven Ways to Save on an Education

Many people graduate from college owing thousands of dollars in... Read More

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion.... Read More

7 Simple Ways To Save Money

Each of us knows how to spend money, but do... Read More

Adverse Debt Levels Blight UK Consumers Personal Finances

Debt levels are at an all time high in the... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions... Read More

Basic Bank Accounts Failing the Basic Needs of Consumers

The lists of bank and savings accounts that are available... Read More

Planning Ahead with Your Finances

If you, like most people, have not seriously considered what... Read More

O'Hare Chicago prom limo ..