1. If you have your haircut every 3 weeks, try going 4 or 5 weeks in between haircuts. If you pay $10 for a haircut, you could save $70 a year by having a cut every 5 weeks instead of 3.
2. Buy only generic basic types of cold cereal, if your family must have it. With fall and cooler weather coming, it's a good idea to introduce hot cereal. It's usually the best buy and by using the microwave oven to prepare, it is almost as quick to fix as cold cereal.
3. If you have a cell phone, don't buy the accessories at the "cell phone store". Check out prices at local discount stores first.
4. Quit smoking. Need we say more?
5. In some states, children's immunizations are offered free at local health clinics. Call the local health department to inquire.
6. Wash, wax and detail your own vehicle instead of paying someone else to do it.
7. Put a little money aside every month in order to pay your car and homeowners insurance annually. Most insurers charge a fee (sometimes hefty!) for paying monthly. You'll also avoid those mid-year increases.
8. When making instant pudding from a box, add an extra cup of milk. The pudding "sets up" the same and tastes the same, but you have one more cup. You might want to experiment with adding a little more. And of course, another money-saver is to use reconstituted dry milk.
9. Meat prices are soaring, so plan to have a meat-less meal at least twice a week. Substitute an egg or pasta dish. Or maybe canned tuna or salmon.
10. If you love magazines, try sharing with a friend. Each of you subscribe to a different magazine, when you're finished reading, swap.
"Beware of little expenses; a small leak will sink a great ship." --Benjamin Franklin
Helping you live the good life...on a budget! Cyndi Roberts is the editor of the "1 Frugal Friend 2 Another" bi-weekly e-newsletter and founder of the website of the same name. Visit http://www.cynroberts.com to find creative tips, articles, and a free e-cooking book. Subscribe to the e-newsletter and receive the free e-course "Taming the Monster Grocery Bill".
executive chauffeured services Bradford .. Madison to Airport carDebt levels are at an all time high in the... Read More
The recommendations for military base closings have been released and... Read More
If you have a 401(k) account, it can be very... Read More
My personal opinion is that in today's new economy, it... Read More
Identity theft is a serious crime that continues to grow.... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
Sorting out your personal finances can be a tricky and... Read More
Have you ever stopped to think about how your "mood"... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
If you've developed a household budget to get your spending... Read More
With interest rates being at an all-time low, I can... Read More
Today I passed a thermometer at a bank that read... Read More
Most consumers are aware of the importance of their credit... Read More
Can you really afford a house? If so, how much... Read More
Each of us knows how to spend money, but do... Read More
With the A-level results coming out, the long wait for... Read More
Many people spend their little income haphazardly without any planning... Read More
Get Access to Realistic profitable strategies & discover the mindset... Read More
It doesn't take much for you to get behind on... Read More
Now that we are in the month of June I... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
On the other hand, there are those people who are... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
We have heard a lot about consumers' personal information getting... Read More
Address labels are many things to many different people. If... Read More
O'Hare Chicago prom limo ..You've decided you want a bigger, better and more desirable... Read More
The British government at the beginning of this year officially... Read More
Recently, many of these loyalty rewards programs have come to... Read More
It's the little things in life that make it interesting.... Read More
We live in a crazy world. Someone ought to sell... Read More
The gas that we fill our tanks with every week... Read More
Many people spend their little income haphazardly without any planning... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
Identity theft is a serious crime that continues to grow.... Read More
The first step to financial success lies in knowing your... Read More
While 40% to 50% of us make New Year's resolutions... Read More
With interest rates being at an all-time low, I can... Read More
Women have a love/hate relationship with money. Most of us... Read More
I've been going through and interesting growth period lately that... Read More
Developing and living by a household budget is by far... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Future financial success is not a guarantee that any one... Read More
It is crucial as an individual who is striving for... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Between 15 - 20% of people in our country (UK)... Read More
Would you know what to do if you suspect that... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Debt levels are at an all time high in the... Read More
Now there are ways to save money in the grocery... Read More
Personal Finance |