Home
>
Parenting
>
Raising Kids on a Budget

Raising Kids on a Budget

There are only two ways to get more money:

1) Increase your income and
2) Decrease your outgo.

B Buy what you need, not what you want.
U Use it up, wear it out or give it away
D Don't ever spend in anticipation of earning
G Garage sales, consignment shops and hand-me-downs
E Eat at home or make it at home and take it with you
T Tracking your spending means you will have money to track
S Simplify your life.

? Spend twice as much time and half as much money on your child and you will all be happier.

? Don't buy your kids too many clothes. They need an outfit for every day and a Sunday or dress-up outfit, a sweat outfit to play in, two pairs of shoes, seven pairs of underwear and socks and two pairs of pajamas. A coat and jacket and you are set. They don't need twenty outfits that crowd the drawers and fall on the floor and end up in the washing.

? Limit the toys you give your child. When they have so many toys, it stifles their imagination. They will really play with a few but are overwhelmed with too many choices.

? Buys toys, books and games on sale and keep in a "birthday box" for when your children are invited to parties.

? Trade your good or services with friends and neighbors. Start a babysitting co-op or food co-op. Trade painting for fresh produce, haircuts for yard work etc. Be creative.

? Plan your menus around store specials and you will save a great deal and avoid stopping at MacDonald's. Have one night be cooking night and prepare and freeze enough for the rest of the week. Consider joining with another friend and sharing the prepared meals.

? Recognize that saving or stretching of money is a part time job involving the whole family. You can easily save as much as you would earn in a few hours a week by being a smart shopper. Have a family council and decide what you will be able to do as a family with the money you save by making wise consumer decisions. Make it fun!

Good Luck and God Bless. You do an important work.

This handout? 2003 has been prepared by Judy H. Wright, Missoula, MT parent educator and author. You may have permission to make copies for other parents and teachers but the entire article, including the signature line, must be included. A complete list of parenting books, aids, workshops and a FREE ezine is available at www.artichokepress.com. To contact us, please write judywright@artichokepress.com or call 406-549-9813.

Wood Dale Chicago prom limo .. Lockport Chicago limo O’Hare

In The News:

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents

Internet browsers are useful, but they can be dangerous. Clicking on malicious links can direct you to dangerous websites that steal information or infect your device.

Apple's latest iOS update introduces advanced artificial intelligence capabilities, which may be capturing and analyzing sensitive information.

Breach site confirmed 56,904,909 Hot Topic users' data leaked online. Tech expert Kurt “CyberGuy" Knutsson says the company's silence makes matters even worse.

Tech expert Kurt “CyberGuy" Knutsson discusses how an innovative Easy-Way kit turns standard strollers electric, simplifying navigation for parents.

Tech expert Kurt “CyberGuy" Knutsson talks about T-Mobile being hacked in broad cyberattack on global phone and internet companies.

Tech expert Kurt “CyberGuy" Knutsson shows you how to add, customize and manage widgets for quick access to apps and info from your iPhone home screen.

Wrong Google searches can not only compromise your device and personal data. They can also bring law enforcement to your doorstep. Hackers are targeting Google searches.

China's Shanghai Kepler Robotics has developed a new humanoid robot that can carry up to 35 pounds per hand for commercial applications across various industries

Checking your hearing has gotten easier with the new hearing test feature in AirPods Pro 2. You can take reliable hearing tests using your iPhone or iPad.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Kurt "CyberGuy" Knutsson explains how a VPN — virtual private network — works and how running it can slow down the operation of your device.

The WalkON Suit F1, an exoskeleton developed to help people with disabilities, can actually walk over to a person in a wheelchair, solving a major problem.

ClickFix, a new scam targeting computer users, is on the rise in the U.S. The scam prompts its targets to click on a link to fix a problem.

Skydweller is the world's largest unmanned solar-powered aircraft that can stay airborne for weeks, and even months, without refueling.

The U.S. government said it is investigating after People's Republic of China hackers targeted commercial telecommunications service providers in the U.S.

Stay up to date on the latest AI technology advancements and learn about the challenges and opportunities AI presents now and for the future.

Scammers are using increasingly sophisticated ways to lure unsuspecting victims, and some are impersonating an email help desk or support team.

You can unsend or edit your iMessages with the latest iOS updates. Kurt the CyberGuy explains how you can save yourself some potential embarrassment.

Kurt “CyberGuy" Knutsson says there’s been a rise in cybercriminal services using hacked police and government emails to send subpoenas and data requests to U.S. companies.

Kurt “CyberGuy" Knutsson discusses how Axiom Space and luxury designer Prada are collaborating on NASA's Artemis III spacesuit design.

Voice assistants may cause confusion across devices. Tech expert Kurt “CyberGuy" Knutsson offers some solutions to fix it.

Shameless scammers trick veterans into giving personal info or cash. Tech expert Kurt “CyberGuy" Knutsson explores five common scams.

Tech expert Kurt “CyberGuy" Knutsson helps you honor our heroes with these powerful podcasts, audiobooks and documentaries this Veterans Day.

Raising Kids on a Budget

Parenting