Financially Stable Kids ? Prepared for College

We are all familiar with the stories that most students have when they finally get through those last days of college. Their financial states are in ruins, with accumulated credit card debt along with the student loans. Grants and scholarships are indeed blessings, but the reality is that students cannot possibly survive on financial aid alone.

Most parents would love to send their kids to school. Unfortunately, many parents just do not have the funds necessary to pay for tuition, books, housing, and all the hidden costs that come with college. This does not mean your kids should stay away from college. It simply means that the financial planning starts now.

There are some basic strategies to follow in order to be in the best shape possible after college. The learning starts before college, the rewards will come after.

  • Get a part time job ? in the chosen field. Most students find jobs to help out with the bills and to gain some spending money. The mistake many of them make is not finding a job in their future field of expertise. If a student is to go into banking, it would be wise for them to seek any job at a local bank.
  • Don't drive a fancy car. For whatever reason, many students want to go out and buy a new car. These cars also come standard with a brand new car payment that quickly eats up funds. Drive a reliable car that doesn't soak up cash.
  • Buy a house. This may sound a little scary for parents, but it is better than paying rent. A home is an asset that will appreciate over the four or five years while in school. Sell the home after school for a profit. Homes teach responsibility, and roommates can help pay the rent.
  • maintain an accurate personal checking account. With online checking services, there is no reason to let it get out of control. If it gets out of control, get help fast. The bank can get you back on track for a small fee.
  • Start your own business. By starting a maintain an accurate personal checking account, students can learn valuable lessons in service and business administration. They'll have hours that work around the school schedule. It doesn't have to be complicated. Think out of the box in the field you like. A friend detailed cars on the weekends, his competitive advantage was going to them.

As described above, there are ways to help students from going into debt, while learning valuable lessons at the same time. Common sense rules the college finance game. It just takes creativity and initiative to make the most of it.

If you cannot help financially with your child's education, help them with careful planning. They will be better off, both financially, and professionally.

Robb Ksiazek is a successful author and publisher for maintain an accurate personal checking account. He believes that financial responsibility comes through education and smart decisions.

same day cleaning service Des Plaines ..
In The News:

New Android banking trojan Sturnus steals credentials, reads encrypted messages and controls devices.
Denmark's 3D-printed student village proves automation builds 36 apartments faster than traditional methods. Skovsporet project shows housing future.
Discover Android's new Sound Notifications feature that alerts you to smoke alarms, doorbells, and baby cries even when wearing headphones.
New SantaStealer malware reportedly threatens holiday shoppers with password theft. This Christmas-themed info-stealer targets browsers and crypto wallets.
The Christmas season brings a surge in Netflix phishing scams targeting shoppers with fake emails. Stacey P received convincing scam but verified account first.
San Francisco Giants invite Jamie Grohsong to throw ceremonial first pitch at Oracle Park after he learned to play baseball with a bionic hand following an injury.
FBI warns cybercriminals are stealing family photos from social media to create fake proof of life images in virtual kidnapping scams targeting victims.
Instagram's new 'Your Algorithm' tool lets you control your Reels feed in real time. The app now gives you power to customize what videos you see.
Major Marquis fintech breach exposes 400,000-plus Americans' data through unpatched SonicWall vulnerability, with Texas hardest hit at 354,000 affected.
Free up iPhone storage fast by clearing large photos and videos from Messages app. Simple steps for iOS users to delete attachments without losing chats.
Scammers are flooding inboxes with fake tracking alerts that mimic real carriers, exploiting the holiday rush to steal logins and personal data.
The Fox News AI Newsletter brings you the latest news on AI technology advancements and the challenges and opportunities AI presents now and for the future.
Texas family reunites with missing 11-year-old cat Grayson after 103 days using Petco Love Lost's AI photo matching technology and community help.
Tired of AI customer service loops? These insider tricks help you escape "frustration AI" and get real human help when you need it most for urgent issues.
Unlock richer audio from your streaming apps with simple tweaks to volume normalization, equalizer settings, and quality preferences for cleaner sound.
Scammers are sending fake Facebook settlement payout emails that mimic legitimate notices from the privacy settlement administrator to deceive users.
Holiday shopping scams surge as fake refund emails target distracted consumers during Black Friday and holiday seasons, costing Americans billions annually.
The AI-powered IRMO M1 exoskeleton features four modes, including turbo, eco, training and rest for hiking, running, cycling and sports with eight-hour battery life.
OpenAI announced upgrades for its ChatGPT Images platform on Tuesday, saying the program can now make more precise edits and produce images more quickly.
Chrome for Android now turns web articles into AI-powered podcast conversations. Get hands-free browsing with Google Gemini's natural audio summaries.
LastPass faces $1.6 million fine from U.K. regulators after 2022 data breach exposed 1.6 million users. Password manager failed proper security controls.
Petco disclosed a data breach exposing customer Social Security numbers, financial account details, and driver's license information due to a software error.
Baseball teams can now analyze complete swing mechanics in normal training environments using Theia's markerless AI system that processes standard high-speed footage.
Smart home hacking fears overblown? Expert reveals real cybersecurity risks and simple protection tips to keep your connected devices safe from hackers.
MIT develops needle-free glucose monitor using light technology. Revolutionary device could replace painful finger pricks for diabetes management.

I WONT DO IT! Tips for Working with the Oppositional Child

"I WON'T DO IT!" "YOU CAN'T MAKE ME!"Whether parent or... Read More

How to Stop Bad Behavior Before it Starts

Coping with a child's bad behavior, perhaps more than any... Read More

Positive Parenting - Oops! I Really Lost My Temper With My Kids, What Now?

Ever blown your top to your children, only to regret... Read More

7 Ways to Know Your Child

How well do you really know your child?There is so... Read More

In Defense of the Jelly Bean

Should a parent give a child a tangible reward when... Read More

Children Need Roots and Wings

"Good parents give their children Roots and Wings." --Jonas SalkThe... Read More

How To Be A Bad Mother

As I sit here and reflect on the past two... Read More

Teach Your Kids to Cook Well, Eliminating Excessive Health Care Needs in the Future

We are all aware of the child obesity epidemic that... Read More

How Public Schools Coerce Parents Into Giving Mind-Altering Drugs To Their Children

Despite the potentially dangerous side-effects of Ritalin, public school authorities... Read More

Got To, Get To ? Change The Way Your Family Thinks

I recently heard a story that has literally changed the... Read More

Time Managment Skills for Children

Time management is an organisational concept traditionally associated with adults... Read More

School Days - Top 10 Tips for Establishing a Good Routine

Teachers know that children thrive in an environment with routines,... Read More

Positive Parenting of Teenagers: Helping Your Teen Understand What I Cant Afford It Means

Because most teens have not had the experience of getting... Read More

Its OK For Your Child To Be Bored - In Fact, Its Recommended!

NY -- Strange as it may sound, bordom promotes happier,... Read More

Misplaced Passion

"Before every action, ask yourself: Will this bring more monkeys... Read More

What About ADHD Teens and Driving?

This is one of the most common questions asked of... Read More

Using Cloth Nappies

We all know that using cloth nappies is best for... Read More

Guerilla Parenting Techniques: What Are They?

When you hear the phrase, 'guerrilla parenting techniques', what images... Read More

Is Your Child Ready For an Allowance?

Children think money grows on trees. Maybe not literally, but... Read More

Family Meetings Are Now On The Agenda

"Not another meeting!"That tends to be the reaction from many... Read More

Words of Wisdom for Single Parents

The cost of being a parent and raising a child... Read More

Should We Apologize To Our Children?

An apology is a sign of strength, not weakness. Sometimes... Read More

Top Ten Things Parents Must Know About State Academic Standards (What Your Child s/b Learning)

Public education in the United States has never been equal... Read More

Going Out to a Restaurant with Kids

Dining in a restaurant with kids can be very enervating... Read More

What is Incest?

Incest is sexual activity, ranging from fondling to intercourse, between... Read More

home cleaning services Mundelein ..